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2017-10-24 | 14:16:46

BUYING vs RENTING

At some point in their lives, most Canadians have probably asked themselves whether it is better to buy or rent a home. And purchasing a home is one of the biggest decisions most people ever make.Ultimately, the decision is a personal choice, but it...

2017-10-24 | 14:11:54

Needing a Mortgage Check up???

Life is not one-dimensional. It has it's ups and downs, twists and turns. Our lives change every single day, whether it be our needs and wants and our goals, there is constant change...and that's why it's always a good idea to have a quick mortgage...

2017-10-24 | 14:07:35

HOUSING AGENCY EXPLORES CUTTING RED TAPE FOR SELF-EMPLOYED BORROWERS

Very confusing….CMHC led the pack in removing any flexibility towards income documentation for the self employed.Also, subsequent mortgage regulations set out by the Government heavily restricted any flexibility in documenting income...

2017-10-24 | 14:05:18

OFSI Releases Final B20 Guidelines

I have written on these changes when they were only proposals. Now that the changes are formally announced, it is my opinion that the unintended consequences of these changes are not fully understood. My initial thoughts.....1. Our Federally...

2017-03-23 | 10:41:42

DECIDING WHICH TYPE OF HOME TO PURCHASE??

There is an endless supply of different types of homes available for purchase – ranging from condos to townhouses to fully-detached homes. The key is to decide what you can afford and which amenities you prefer before heading out shopping for a...

2017-03-23 | 10:37:48

COULD YOUR MORTGAGE USE A SPRING CHECK UP??

 Now that Spring has sprung, it’s a perfect time for your annual mortgage health check-up!If you make time for a quick review each spring, it may yield you some fruitful financial savings.Your Home Loan Review will examine the most common...

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